Meet PadiMi — your street-smart Nigerian utility Padi living right inside your chat list. Buy cheap airtime, mobile data, electricity tokens, cable TV, exam PINs, and boost your socials in English, Pidgin, Hausa, Yoruba, or Igbo.
[ 0 ^ ] PadiMi Live
Pocket Padi in Action
"Send 2GB MTN data to 0803... sharp-sharp!"
Zero banking jargon. Chat naturally with your Pocket Padi or tap quick interactive buttons.
Zero lag, automatic network prefix detection for MTN, Airtel, Glo, and 9mobile with instant receipt generation.
Generate 20-digit prepaid NEPA tokens (IKEDC, EKEDC, AEDC & more) and renew DStv, GOtv, and StarTimes with no long talk.
Instant WAEC, NECO, NABTEB, and JAMB result checker PINs delivered straight to your chat.
Grow your Instagram, TikTok, X, and Facebook pages with high-retention Nigerian and global engagement.
Chat naturally in English, Naija Pidgin, Hausa, Yoruba, or Igbo — PadiMi understands your everyday hustle.
Rock-solid wallet funding via Paystack or your personal permanent Nigerian bank account number.
Continuous upgrades engineered by NCT (Npg Cybertech Ltd) for seamless digital payments.
Drop a quick voice note in Pidgin or Hausa on WhatsApp and let PadiMi run your utilities hands-free.
Set recurring weekly data top-ups or monthly electricity recharges so you never run out of power or data.
Pay for Apple Music, Netflix, ChatGPT, and global subscriptions seamlessly from your PadiMi wallet.
Split compound NEPA bills or Wi-Fi subscriptions with flatmates using instant @padi_tag requests.
Terms of Service and Privacy Policy for Meta API & NDPA Compliance (Effective: November 2026)
This Privacy Policy explains how Npg Cybertech Ltd ("we", "us", or "our") collects, uses, and protects your information when you use the PadiMi (MyPadi) service via WhatsApp, Telegram, or padimi.ng, strictly conforming to the Nigeria Data Protection Act (NDPA) and Meta's WhatsApp Business Terms.
We process your data to execute requested transactions, provide proactive support (e.g., subscription reminders), and improve our conversational AI. We do not sell your personal data to third parties. Your chat history is processed locally or via secured enterprise AI endpoints without being used to train public LLM models.
To fulfill services, data is securely shared with trusted partners (e.g., Paystack for payments, BigiSub for utilities). Messages sent via WhatsApp are subject to Meta's privacy protocols. By opting into WhatsApp communications, you acknowledge Meta's secure handling of message delivery.
By interacting with PadiMi on any platform (Telegram, WhatsApp, or padimi.ng), you agree to these Terms of Service.
Users are provided with a dedicated virtual account (DVA). Funds deposited are strictly for purchasing platform utilities. Withdrawals or P2P transfers may be subject to KYC (Know Your Customer) limits as required by the Central Bank of Nigeria (CBN).
While we strive for 100% uptime, external utility APIs (e.g., DisCos, Telcos) may experience downtime. If a transaction fails after a wallet deduction, our system will automatically log a refund to your PadiMi wallet.
Users must not use the bot for fraudulent activities, spam, or money laundering. Violation of these terms will result in an immediate ban and reporting to relevant Nigerian authorities.